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Umbrella Insurance — An Extra Step to Peace of Mind

An umbrella policy adds an extra layer of liability protection above the limits of your auto, home, and other underlying policies.

Why people add one

A serious at-fault accident or liability claim can quickly exceed standard limits. Umbrella coverage typically starts at $1 million and is surprisingly affordable for the protection it adds.

Who benefits most

Homeowners, anyone with teen drivers, pool or boat owners, landlords, and anyone with meaningful assets or future earnings to protect.

Have questions about this coverage?

Chaz Toomey is here to walk you through your options — no pressure, just clear guidance.