More Coverage
Supplemental Health Insurance Overview
Supplemental health plans sit alongside your major medical coverage and help with costs that primary insurance does not fully address.
Common types
Accident, critical illness, hospital indemnity, and cancer policies each pay cash benefits for specific events.
How to think about them
They are not a substitute for major medical insurance. They are a financial buffer for the deductible, coinsurance, and life-disruption costs that come with a serious event.
Have questions about this coverage?
Chaz Toomey is here to walk you through your options — no pressure, just clear guidance.