More Coverage
What is Critical Illness Insurance?
Critical illness insurance pays a lump-sum cash benefit if you are diagnosed with one of the covered conditions listed in the policy.
Typical covered conditions
Heart attack, stroke, certain cancers, and major organ events are commonly included. The list varies by carrier, so read it carefully.
How families use the benefit
Because the payout is cash and not tied to specific bills, it can cover medical costs, travel for treatment, time away from work, or anything else the family decides matters most.
Have questions about this coverage?
Chaz Toomey is here to walk you through your options — no pressure, just clear guidance.